Buying a Home Tips

• Get a copy of your credit report and correct any errors.

• Reduce your consumer debt - pay down credit card balances.

• Assemble a cash down payment.

• Determine how much you can afford to pay for a home.

• Decide how much you are willing to spend for a home (different from how much you can afford).

• Get familiar with basic mortgage terms.

• Shop for a mortgage loan - please call Mark on 415.298.7027 for recommendations of skilled an effective local mortgage brokers. We have worked with them before and we have a good track record on matching each of our clients with the best broker for their personal needs and preferences.

• Get pre-approved or at least pre-qualified for a mortgage loan.

• Investigate neighborhoods where you want to look for a house.

• Consider neighborhood school quality and crime rates.

• Select two or three neighborhoods that meet your requirements.

• Try a search from our website.

• Get your agent's help in evaluating the asking price of homes you like.

• Contact us for more help and personal recommendations.